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  • HOME
    • Cape Cod, MA - Send me a Home Quote
    • Cape Cod, MA Home Insurance Protection
    • Arbella Insurance Discounts
    • Lloyds of London History
    • Safety Insurance Discounts
    • Cape Cod Massachusetts - Alternative to MPIUA - MA Property Insurance Underwriting Association "Fair Plan"
    • Cape Cod Real Estate
    • Hurricane Preparedness
    • Hurricane Survival
    • Hurricane Aftermath
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  • Cape Cod Home Insurance
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Yes, I want to be Prepared.

Click below to download the Tropical Cyclone Preparedness Guide from the N.O.A.A.
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Survive in a Hurricane - Eastern Cape Cod Area

Download the Tropical Cyclone Preparedness Guide (PDF) or follow the links for more information. But remember, this is only a guide. The first and most important thing anyone should do when facing a hurricane threat is to use common sense. 

History teaches that a lack of hurricane awareness and preparation are common threads among all major hurricane disasters. By knowing your vulnerability and what actions you should take, you can reduce the effects of a hurricane disaster.

Hurricane hazards come in many forms, including storm surge, heavy rainfall, inland flooding, high winds, tornadoes, and rip currents. The National Weather Service is responsible for protecting life and property through issuance of timely watches and warnings, but it is essential that your family be ready before a storm approaches. Furthermore, mariners should be aware of special safety precautions when confronted with a hurricane.

    Send me a Hurricane Survival Plan 
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Storm surge is an abnormal rise of water generated by a storm, over and above the predicted astronomicaltides. Storm surge should not be confused with storm tide, which is defined as the water level rise due to the combination of storm surge and the astronomical tide. This rise in water level can cause extreme flooding in coastal areas particularly when storm surge coincides with normal high tide, resulting in storm tides reaching up to 20 feet or more in some cases. 
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Storm surge is produced by water being pushed toward the shore by the force of the winds moving cyclonically around the storm. The impact on surge of the low pressure associated with intense storms is minimal in comparison to the water being forced toward the shore by the wind. 
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The maximum potential storm surge for a particular location depends on a number of different factors. Storm surge is a very complex phenomenon because it is sensitive to the slightest changes in storm intensity, forward speed, size (radius of maximum winds-RMW), angle of approach to the coast, central pressure (minimal contribution in comparison to the wind), and the shape and characteristics of coastal features such as bays and estuaries. 
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Get info on our other Insurance Products below:

Auto Insurance
Homeowners Insurance
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Renters Insurance
Rental Home Insurance
Rental Condo Insurance
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Motorcycle Insurance
Personal Umbrella Policy
Earthquake Insurance
Flood Insurance 
Off Road Vehicles 
Motor Home Insurance
Mobile Home Insurance 
Travel Trailer Insurance
Recreational Vehicles 
Boat & Yacht Insurance 

Jet Ski Insurance
Personal Watercraft 
Snowmobile Insurance 
 

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Along the coast, storm surge is often the greatest threat to life and property from a hurricane. In the past, large death tolls have resulted from the rise of the ocean associated with many of the major hurricanes that have made landfall. Hurricane Katrina (2005) is a prime example of the damage and devastation that can be caused by surge. At least 1500 persons lost their lives during Katrina and many of those deaths occurred directly, or indirectly, as a result of storm surge. 
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The Great Eastern Hurricane of 1938

A storm formed in the eastern Atlantic near the Cape Verde Islands on September 4, 1938, and headed west. After 12 days, before it could reach the Bahamas, it turned northward, skimming the East Coast of the United States and picking up energy from the warm waters of the Gulf Stream. On September 21, it crashed into Long Island and continued its way north at a speed of 60 miles per hour, with the eye of the storm passing over New Haven, Connecticut. It didn’t dissipate until it reached Canada.

The winds were strong enough that modern scientists place the storm in Category 3 of the Saffir-Simpson Scale. The Blue Hill Observatory outside Boston measured sustained winds of 121 miles per hour and gusts as strong as 186 miles per hour. The winds blew down power lines, trees and crops and blew roofs off houses. Some downed power lines set off fires in Connecticut.

But it was the storm surge that caused the most damage. The storm came ashore at the time of the high tide, which added to the surge of water being pushed ahead by the hurricane. The water rose 14 to 18 feet along much of the Connecticut coast, and 18 to 25 feet from New London, Connecticut to Cape Cod, Massachusetts. 

Seaside homes all along Narragansett Bay, Rhode Island were submerged under 12 to 15 feet of water, and Providence, Rhode Island was inundated with 20 feet. Whole communities were swept out to sea.

One of the homes that washed away was Katharine Hepburn‘s beach house in Old Saybrook, Connecticut. Hepburn would later recall:

It was something devastating—and unreal—like the beginning of the world—or the end of it—and I slogged or sloshed, crawled through ditches and hung on to keep going somehow—got drenched and bruised and scratched--completely bedraggled—finally got to where there was a working phone and called Dad. The minute he heard my voice he said, ‘how’s your mother?’—And I said—I mean I shouted—the storm was screaming so—’She’s all right. All right, Dad! But listen, the house—it’s gone—blown away into the sea!’ And he said, ‘I don’t suppose you had the brains enough to through a match into it before it went, did you? It’s insured against fire, but not against blowing away!—and how are you?’

The hurricane, one of the most destructive to ever hit New England, was followed by massive river flooding as the water dumped by the storm—10 to 17 inches fell on the Connecticut River basin—returned to the sea. By the time the devastation was over, 564 people were dead and more than 1,700 injured, 8,900 homes were completely gone as were 2,600 boats. Trees and buildings damaged by the storm could still be seen by the 1950s.

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Arthur D. Calfee Insurance Agency, Inc. is proudly serving primary home, vacation home, auto, collector car, business, general liability, property, professional liability, contractor's liability, worker's comp, key man, whole life, term life, group or personal disability, & long-term care insurance policies to patrons in the following Cape Cod, Massachusetts towns, communities and villages: Barnstable, Bourne, Brewster, Buzzards Bay, Centerville, Chatham, Cotuit, Craigville, Dennis, Eastham, Falmouth, Hatchville, Harwich, Hyannis, Hyannisport, Marstons Mills, Mashpee, Orleans, Osterville, Provincetown, Sandwich, Truro, Wellfleet, Woods Hole, Yarmouth, and Yarmouthport.   
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